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  to Bellingham and Whatcom County!

Cleary, this is a spectacular place to live! Quality of life isn't just a tagline around here. We invite you to experience the beauty of this County and would love to have the opportunity to help you find a new home.

Weather you are looking for Bellingham Real Estate or Real Estate in Whatcom County including but not limited to Birch Bay Real Estate, Blaine Real Estate, Ferndale Real Estate, Lynden Real Estate and Nooksack Valley Real Estate you can start your search for available properties right here

No matter what your taste, lifestyle or budget is we provide you access to all currently listed properties including: Bellingham & Whatcom County waterfront homes - Bellingham & Whatcom County view homes - Bellingham & Whatcom County golf course homes - Bellingham & Whatcom County acreage properties - Bellingham & Whatcom County condos as well as single family, multi-family or recreational and vacation homes anywhere in Whatcom County.

Are you thinking of relocating to Bellingham or Whatcom County? We offer an abundance of useful links and information about Whatcom County communities, Bellingham neighborhoods, the incredible array of outdoor recreation in Bellingham, Whatcom County and the Pacific Northwest, our annual climate, spectacular water & mountain settings, education, employment opportunities, retirement, cost of living, arts, entertainment, events and much more. Request a FREE Relocation Package or spend time browsing our Community Resources

If you are curious about the Bellingham and Whatcom County Real Estate Market check out our monthly market trends. You can also track the latest mortgage interest rate trends and get ARM adjustment alerts via email. For local news and events in Bellingham and Whatcom County check out our Community News! 

Whether your are looking to purchase a home for the first time or wanting to move up to a larger home you want to invest wisely. Our residential home loan specialist at Wells Fargo can help you find mortgage solutions for Real Estate in Bellingham and Whatcom County that meet your current situation while complementing your long-term financial goals. To find the right loan for you and get pre-approved click here. 

Check out our VIP BUYER PROFILE to receive priority access on all hot new listings that match your home buying criteria and remember to inquire about our FREE Complementary Home Inspection & Home Warranty when you find the perfect home. 

If you are a first time homebuyer you can take advantage of our Buyer’s Help Desk and Navigate through the home-buying process or contact us directly. We are committed to offering our clients the highest standards of professional service. It would be our pleasure to guide you through the entire purchase process, help you with available financing options, answer all of your questions as they arise and, most important, ensure that you receive the most value for your money.

We look forward to helping you with all your home-shopping needs!


           

           

 

 

Local Journal

 

August 19th, 2008

We just listed a charming custom built and fully furnished 3 bedroom, 2 bath single story home in the park like gated golf course community of Semiahmoo at a most amazing value of only $430,000. The home is nestled amongst large evergreens for ultimate privacy and abuts a beautiful park with picturesque fountain and pond! It features 10-foot ceilings, formal dining room, great room with awesome wet bar, corner fireplace and access to the rear yard with covered patio. The spacious master suite offers his and her closet, double sink tiled vanity, separate shower and jetted tub.

Enjoy the ultimate lifestyle at Semiahmoo Resort in an exceptional setting at an affordable price. The resort includes a marina, a full-service spa, workout room with indoor racquetball courts, indoor tennis court, sauna, large pool, Jacuzzi and two championship golf courses, including one designed by Arnold Palmer.

August 8th, 2008

I just read an interesting article about trying to time the real estate market, especially in a time where everybody is talking about the subprime mortgage meltdown, the credit crunch, recession etc. Many of our buyers are inclined to wait buying their next (or first) home because prices could fall more and it might pay off to wait a year or so. Question is - is that really the case? Well, consider this:

Let’s say you are emotionally and financially ready to buy a home, be it the first time or second or third and you plan to stay put for at least 5 years. You found your dream home for a list price of $300,000. You could put 20% down and would get a 30-year fixed-rate mortgage. With a current interest rate of 6.25% and a loan amount of $240,000 (80% loan to value on $300,000- purchase price) your monthly principal and interest payment would be $1,477.72

Let’s say that in 12 months from now the market actually does crash and the same house would sell for 10% less i.e. 270,000, but by then the low rates that we have now are gone. So, anything you gain by a further drop in prices might be offset by rising financing costs. If mortgage costs rise just one point, to 7.25% and you stayed at the same 80% loan to value ($270,000 x .80 = $216,000) your payment would be $1,473.51. You waited one year to buy, saved about $4.00 per month and spent a year living someplace you’d rather not be.

So, trying to time the real estate market might not pay off. What do you think, does that make sense? Give us a call if you are emotionally and financially ready to buy a home.

July 29th, 2008

Isn’t it nice that we are being taken care of? Haven’t you heard about the tax credit for new home purchases that is being “given” to us by our generous leaders? If you purchase a new home you are going to get a tax credit of up to $7,500-. This is great. A stimulus to our economy. A boost to our dropping home prices and sagging housing industry. Why didn’t they think of this sooner? What else could they do to help out the poor consumer suffering from higher costs and economic turmoil? How about interest free loans?

Wait a minute!

What about allowing us to not pay income taxes for a year to make it seem like we have more money to spend and them making us pay it back over a 15-year period. This would be a great short-term fix to stimulate the economy. If this was an interest free loan tied to a major purchase transaction, like a home, it would really help to heat up the economy. We all know that our economy is based on consumer spending. Heck, maybe the tax credit could be used to help people buy a new car, (great way to make money, purchasing a depreciating asset). What if we actually gave people more cash than they actually owed in taxes? We could tie it to the purchase to get them to spend even more money!

This sounds great, doesn’t it?

Guess what: Our highly paid professionals running the country have come up with a plan that will allow us to do all of this!

H.R. 3221 - The housing and Economic Recovery Act of 2008.

This will allow homebuyers to get into even more debt. An extra $500- per year in payments over the next 15-years for those who are lucky enough to take advantage of this program.

Used conservatively this could actually help some buyers out. Most though will fall to the temptation of spending it and find themselves owing an extra $500- in income tax every year for the next 15 years.

The Loan Master says,” Buyer Beware on this one”.

Sincerely,
The Loan Master.

 
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